1. Do I legally need HGV insurance?
Yes. All heavy goods vehicles on UK roads must be insured with at least third-party cover by law.

2. What types of cover are available?
We offer Third-Party, Third-Party Fire & Theft, and Comprehensive policies — with optional extras like Goods in Transit, Breakdown Cover, Liability Protection and European cover.

3. Can I insure multiple vehicles under one policy?
Yes. Fleet and multi-vehicle policies are available to simplify admin and reduce costs.

4. What affects the cost of my premium?
Vehicle value, cargo type, routes, driver history, mileage, and claims history all play a part.

5. How do claims work if I have an accident?
Contact us as soon as possible. Our claims team will guide you through every step, liaise with insurers, and work to get you back on the road quickly.