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March 2025

Why Is Specialist Insurance Important for High Net Worth Homes?

Why Is Specialist Insurance Important for High Net Worth Homes?

When you own a high net worth home, standard insurance policies often fall short in addressing your unique needs. Specialist insurance is essential for providing extensive coverage that considers luxury finishes, custom features, and valuable collections. It guarantees your assets are accurately assessed and protected against specific risks. With higher liability limits and expert claims […]

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How Does Usage-Based Car Insurance Work?

How Does Usage-Based Car Insurance Work?

Think of usage-based car insurance as a modern-day crystal ball that predicts your driving risk. By utilising telematics technology, insurers collect real-time data on your driving habits, such as speed and braking. This information allows them to tailor your premiums, potentially offering savings of up to 30%. While this personalised approach can be cost-effective, it

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What Should High Net Worth Individuals Look for in Insurance?

What Should High Net Worth Individuals Look for in Insurance?

Maneuvering through the complexities of wealth management requires a touch of finesse, especially when it comes to insurance. As someone with significant assets, you cannot afford to settle for generic policies. You need thorough coverage that aligns with your unique lifestyle and risk profile. But what exactly should you prioritise to guarantee peace of mind

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What Does Groundworkers Insurance Cover?

What Does Groundworkers Insurance Cover?

If you’re in the groundwork industry, understanding what groundworkers insurance covers is essential. It typically includes public liability coverage to protect against third-party claims and employer’s liability protection for employee-related incidents. Equipment and tools insurance safeguards your valuable machinery, while personal accident coverage provides support for on-site injuries. Contract works insurance guarantees project continuity, and

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How Does Car Insurance Differ for Electric Vehicles?

How Does Car Insurance Differ for Electric Vehicles?

It’s no coincidence that as electric vehicle (EV) adoption rises, you’re noticing differences in car insurance for these innovative machines. Repair costs for EVs can be 20-25% higher due to their advanced technology. Insurers consider factors like battery lifespan and specialised repair needs, which impact your premiums. Curious about how charging equipment and safety features

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