Trident Insurance

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Shop Insurance for Retail Business


At Trident Insurance we understand that running a business isn’t easy but protecting it is – with Shop Insurance for Retail Business.

If you run a retail business, from beauty salons and hairdressers to coffee shops and grocers, then having adequate shop insurance is vital. Having shop insurance will protect you should any unpredictable events occur. Fire, lightning or flooding for example

You will need public liability cover if you run a shop. Public liability cover will protect you if a customer is injured or a customer’s property is damaged on your business premises.

For example, a customer walks into your store, trips over a cable and sprains their ankle. The customer could then make a claim against you so that they could be compensated for the injury they have suffered.

Public liability cover will take care of any medical costs, compensation payments and legal fees related to the claim. Without this form of cover, you may have to pay out on the whole claim.

If you are employing staff in your shop, then employers’ liability cover is something you must have because it is a legal requirement. By taking out employers’ liability cover, you will be covered if you need to pay any form of compensation to an employee or ex-employee who has been injured or fallen ill as a direct result of working for you.

Employers’ liability cover, similar to public liability cover, will cover any medical costs, compensation payments or legal costs related to the claim against you so you don’t need to pay out on the whole claim by yourself.

As a shop, losing your stock could mean losing your livelihood, or at least harm your financial well-being. That’s why it is recommended that you take out contents and stock insurance, in the event that your contents and stock are damaged or stolen.

Many insurers realise that some times of the year are busier than others so they will increase your cover to adjust to the increase of stock you may have, in the holiday season for example.

We at Trident Insurance, are here to make finding adequate shop insurance easier and we will work with you to find the best shop insurance cover available to you.

Our Process

We like to keep our process simple and straightforward. Take a look below at how we get your insurance policy into play. 

Get In Contact

The first step is to get in contact with us. You can give us a call, or fill our the contact form at the bottom of this page

Schedule Meeting

Once we have received your enquiry, a member of our team will help you into being connected to the right department.

Assign an Agent

We assign you with a designated account manager who will be your point of contact should you need to contact them.

Start your Policy

Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).

    Get Shop Insurance for Retail Business cover

    Interested in our Shop Insurance for Retail Business? Please fill in the form below and a member of our team will be in touch to provide you with a bespoke quotation.

    Opening Hours
    Monday - Friday

    Contact Us

    Get In Touch

    Please use the contact information provided below to get in touch with our team