Trident Insurance

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Trident Insurance Logo

Shop Insurance for Retail Business

Contents cover can be as little as £60 a year.
Don't get left in the dark should the worst happen.

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EASILY PROTECT YOUR BUSINESS

At Trident Insurance, we understand that running a business isn’t easy, but protecting it can be – with Shop Insurance for Retail Business.

Whether you operate a brick and mortar store on the high street, run an online store, or manage a mix of both, having adequate shop insurance is crucial. From department stores to smaller businesses like beauty salons, coffee shops, or online retail spaces, shop insurance helps you protect your business against the unexpected. Events such as fire, lightning, or flooding could leave you vulnerable without the right cover.

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Avoid Underinsurance with Trident

Some insurers calculate your premium based on factors such as the size, location, and nature of your retail space. While this often results in a higher shop insurance cost, it ensures you don’t need to estimate the value of your stock, equipment, and fixtures. However, even with these calculations, underinsurance can still occur.

Keeping your insurance policy up to date is essential, especially if you acquire new, high-value stock or equipment. For online stores or those involved in selling goods directly to customers, it’s important to consider flexible policies that include cover for peak seasons, such as the holiday period when you may carry more stock than usual.

Many insurers also offer additional cover for an extra premium, such as protection for goods in transit, accidental damage, or business interruption covers. For example, business interruption covers can help cover the costs of lost income if your shop cannot operate due to unforeseen events. Similarly, public and product liability insurance safeguards your business against claims made by a member of the public due to injury or damage caused by your goods or premises.

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Our Easy Process

Get in Contact

The first step is to get in contact with us. You can give us a call, select 'Get A Quote', or fill out the contact form to the right.

Schedule Meeting

Once we have received your enquiry, a member of our team will help you into being connected to the right department.

Assign an Agent

We assign you with a designated account manager who will be your point of contact should you need to contact them.

Start Your Policy

Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).

Get your shop and retail insurance quote.

Interested in our Shop and Retail Insurance? Please fill in the form above and a member of our team will be in touch to provide you with a bespoke quotation.

Opening Hours
Monday - Friday
Saturday
Sunday

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Why choose trident?

At Trident Business Insurance, we aim to simplify the process of finding the right insurance policy. Whether you’re running an online shopping business or a brick and mortar store, our tailored service ensures you get the coverage you need for peace of mind. From customer service excellence to flexible options, we’re here to help you protect your business so you can focus on what you do best.

Get in touch today to learn how we can help safeguard your online retail, high street shop, or department store, with affordable insurance costs that suit your business needs.

Decades of Experience

With 70+ years of insurance experience, we have deep insurance knowledge and experience to give you peace of mind.

Thousands already Insured

We proudly support over 10,000 people with insurance ensuring they don’t have to worry for a second of their life

Locally Stationed

Our staff, all based in the UK, receive full training and have their performance and knowledge assessed monthly to meet our highest standards. We only work with FCA or specific industry registered companies.

Ready to start your coverage?