Restaurant & Cafe Business Insurance
Contents cover starting from as little as £60 a year.
Protect your business and ensure peace of mind should the worst happen.
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- All types of Cover Available
- Coverage specially tailored to your business requirements.
- Request a quote online. or Give us a call
- Trusted and reliable insurers
- Immediate Fleet Insurance
- Risk Management Approach
- Expert Customer Service
INSURANCE FOR RESTAURANT BUSINESS
Running a restaurant, cafe, or public house is a big responsibility. It’s a legal requirement to have the right level of insurance to protect your business, employees, and customers. At Trident Business Insurance, we specialize in finding the best cover for your needs at a competitive insurance cost. Whether you’re concerned about fixtures and fittings, kitchen equipment like deep fat fryers, or lost income due to unforeseen events, we’ve got you covered.
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Public Liability Cover
Public liability insurance is essential for any restaurant or cafe. It protects you against claims from customers who may be injured or experience property damage on your premises. For example, if a customer slips on a wet floor and suffers an injury, public liability insurance covers the cost of compensation, NHS medical fees, and legal expenses. Without it, insurance claims like these could leave you personally liable for thousands of pounds. With public liability insurance in place, you can focus on running your business with peace of mind.
Employers Liability Cover
Employers liability insurance is a legal requirement if you employ staff in your restaurant or cafe. It protects against claims from employees who might become ill or injured as a result of their work. This cover also extends to ex-employees whose health issues stem from past employment. Employers liability insurance covers the cost of compensation, NHS medical expenses, and legal costs. Protect your business by ensuring you comply with these legal requirements and avoid unexpected financial burdens.
Contents insurance and buildings insurance are key to safeguarding your business premises. These policies cover the cost of replacing or repairing fixtures and fittings, kitchen equipment, and other essentials damaged by accidents, theft, or natural disasters. Whether you’re dealing with broken kitchen equipment or substantial property damage, adequate coverage ensures your business can bounce back without financial strain.
Product liability insurance is crucial for businesses that serve food and beverages. It protects against claims arising from customers getting sick or injured due to products sold by your business. This insurance helps cover legal expenses and compensation payments if such claims arise, so you can keep your focus on delivering quality service.
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Our Easy Process
Get in Contact
The first step is to get in contact with us. You can give us a call, select 'Get A Quote', or fill out the contact form to the right.
Schedule Meeting
Once we have received your enquiry, a member of our team will help you into being connected to the right department.
Assign an Agent
We assign you with a designated account manager who will be your point of contact should you need to contact them.
Start Your Policy
Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).
Get your Restaurant & Cafe Business Insurance quote
Interested in our Restaurant & Cafe Business Insurance cover? Please fill in the form below and a member of our team will be in touch to provide you with a bespoke quotation.
Opening Hours
- 09.00 AM - 17:30 PM
- 09.00 AM - 12:30 PM
- CLOSED
Contact Us
- Trident Insurance 4 Clements Court Clements Lane Ilford, IG1 2QY
- 0800 038 9000
- sales@trident-insurance.co.uk
Why choose trident Business Insurance?
At Trident Business Insurance, we understand that the size of your business and its specific operations—such as the use of deep fat fryers—can impact the type of insurance you need. We’ll help you navigate the complexities of cafe insurance and restaurant insurance, ensuring your policy covers everything from insurance claims to lost income.
Don’t let confusion over insurance keep you from focusing on your business. We’ll find you the best insurance quote, tailored to your needs, so you can enjoy peace of mind and focus on running a thriving business. Contact us today for a personalized quote!
Decades of Experience
With 70+ years of insurance experience, we have deep insurance knowledge and experience to give you peace of mind.
Thousands already Insured
We proudly support over 10,000 people with insurance ensuring they don’t have to worry for a second of their life
Locally Stationed
Our staff, all based in the UK, receive full training and have their performance and knowledge assessed monthly to meet our highest standards. We only work with FCA or specific industry registered companies.