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van vs car insurance

Is Van Insurance Different From Car Insurance?

When considering van vs car insurance, did you know that around 60% of vans are insured for business purposes, highlighting a key distinction from car insurance? When considering van insurance, it’s essential to understand how the vehicle’s intended use impacts coverage needs. Unlike cars, vans often require policies that address commercial risks, such as goods […]

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multi-van insurance

Are There Discounts For Multi-Van Insurance?

When managing a fleet, understanding multi-van insurance policies is essential. You’re likely to find discounts that can greatly impact your bottom line. These often include fleet, loyalty, and safety programme discounts. By analysing these options, you can strategically reduce insurance costs. But how do these discounts work, and what factors influence their availability? Explore the

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van insurance in uk

How Can You Does Your Van Insurance Covers Business Equipment?

When ensuring your van insurance in uk adequately covers business equipment, start by valuing your assets, taking into account purchase prices and depreciation. Review your policy for clauses that might limit coverage and check if the limits meet your equipment’s worth. Explore additional options like theft coverage or higher limits for thorough protection. Comparing policies

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telematics

What Is Telematics and How Does It Affect Car Insurance?

Telematics allows your car insurance to adjust based on how you drive. It achieves this by collecting real-time data on your driving behaviour—think speed, braking, and acceleration. Because of this, insurers can create personalised policies and reward safe driving with potential premium reductions. So, how does telematics actually work, and what effect does it have

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Electric car insurance

How Does Electric Car Insurance Differ From a Petrol or Diesel Car?

It’s no coincidence that as electric vehicle (EV) adoption rises, you’re noticing differences in car insurance for these innovative machines. Repair costs for EVs can be 20-25% higher due to their advanced technology. Insurers consider factors like battery lifespan and specialised repair needs, which impact your premiums. Curious about how charging equipment and safety features

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pay how you drive insurance

How Does Usage-Based Car Insurance Work?

Think of pay-how-you-drive insurance, or user-based car insurance, as a modern-day crystal ball that predicts your driving risk. By utilising telematics technology, insurers collect real-time data on your driving habits, such as speed and braking.   This information allows them to tailor your premiums, potentially offering savings of up to 30%. While this personalised approach

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no claims discount

How Does No Claims Discount Impact Your Car Insurance?

When it comes to car insurance, understanding how a No Claims Discount (NCD) affects your premium can be essential for making smart financial decisions. You’ve probably heard about the potential savings, but how exactly does it work, and what are the real benefits? A significant NCD can lead to noticeable reductions in your insurance costs,

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car insurance premiums

Car Insurance Premiums – How Can You Lower Yours?

Car insurance premiums are like a balloon, and each cost-saving strategy is a pinprick that gradually deflates it. You might think lowering your premiums is intimidating, but there are practical steps you can take to make a significant difference. Start by examining your current policy to guarantee you are not paying for unnecessary coverage. Have

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