Motor Trade Insurance

If you are a motor dealer, you may frequently want to allow potential customers to test drive your vehicles. Because this hands-on experience often builds trust, it may significantly help you secure a successful sale. Furthermore, adding this specific feature to your policy may not cost as much as you might initially think.

Boosting Your Sales Potential

Consequently, offering professional demonstrations allows your business to stand out from less flexible competitors. Since many buyers feel hesitant without a trial run, providing this service remains a vital commercial tool. Therefore, by integrating “Accompanied Demonstration Use” into your cover, you create a safer environment for both your staff and your prospects.

Affordable Security

Moreover, the premium increase for this extension is often quite modest. Because we understand the necessity of these drives, we strive to keep our rates highly competitive. Ultimately, this small investment ensures that your stock is protected while your customers are behind the wheel.

If you are involved in moving vehicles, perhaps on a recovery truck or trailer, then our standard policy consistently covers your minimum insurance requirements. However, if you already possess a Comprehensive plan, you can easily extend this to protect vehicles in transit as well. Consequently, this additional layer ensures that the assets you transport are fully secured against any mishaps during the journey.

Strategic Transit Protection

Furthermore, choosing this extension is a prudent move because the value of your cargo can often exceed the value of the recovery vehicle itself. Since standard road risk cover typically focuses on the driver, adding transit protection specifically addresses the physical goods you carry. Therefore, by upgrading your policy, you safeguard your business against expensive damage claims from your own clients.

Why Extend Your Cover?

Financial Security: Firstly, you avoid paying out-of-pocket for damage to customer vehicles.

Client Confidence: Additionally, offering insured transport makes your recovery service far more professional.

Operational Flexibility: Ultimately, you can handle high-value prestige cars with total peace of mind.

If your business is involved in vehicle sales from commercial premises, you may consequently wish to extend your comprehensive policy. Because your stock represents a significant financial investment, we can provide cover for these vehicles whilst they are left at your business location. Therefore, by adding this specific protection, you ensure that your inventory remains secure even after you have closed for the day.

Secured Business Premises

Furthermore, this extension effectively addresses the unique risks associated with physical forecourts or showrooms. Since standard road risk insurance typically focuses on driving, it may not automatically protect stationary stock against theft or vandalism. Consequently, we provide this additional layer so that your commercial assets are shielded around the clock.

Why Prioritise On-Site Cover?

• Asset Protection: Firstly, you safeguard your entire inventory against site-specific perils.

• Risk Management: Additionally, you mitigate the high cost of potential break-ins.

• Operational Stability: Ultimately, your dealership remains resilient regardless of overnight events.

These days, your No Claims Bonus (NCB) can make a significant difference to your annual premium; however, it can be quickly lost. Because even accidents that are not your fault may impact your standing, protecting your record remains a prudent choice. Consequently, we offer the option to safeguard your hard-earned discount for a small additional premium.

Protecting Your Discount

Furthermore, by choosing this extension, you ensure that a single incident does not lead to a massive price hike. Since road accidents are often unpredictable, this safety net provides essential financial stability for your business. Therefore, you can drive with greater confidence knowing that your long-term savings are legally protected.

Why Choose Protection?

Financial Resilience: Firstly, you maintain your lowest possible rate despite making a claim.

Risk Mitigation: Additionally, you are shielded from the impact of non-fault incidents.

Long-Term Savings: Ultimately, the small cost of the add-on is often outweighed by the discount you retain.

Legal expenses coverage represents an optional product that provides essential protection for legal costs. Consequently, it specifically addresses the expenses incurred while pursuing claims arising from a non-fault accident involving an insured vehicle. Therefore, by including this feature, you ensure that your business possesses the necessary resources to seek justice without depleting your own capital.

Recovering Your Losses

Furthermore, this policy helps you recoup uninsured losses, such as your policy excess or lost earnings, after an incident. Because the legal system can be both complex and expensive, having professional representation is a significant advantage. Consequently, our experts will handle the litigation process on your behalf.

Why Include Legal Cover?

Financial Protection: Firstly, you avoid the high hourly rates of independent solicitors.

Claims Recovery: Additionally, you improve your chances of recovering costs from the liable party.

Operational Continuity: Ultimately, you can focus on your fleet while we manage the legal disputes.