Heating Engineers Insurance

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Heating Engineers Insurance From Trident

Qualified heating engineers like yourself undertake heating system installation and repair contracts for home and commercial properties. Most commonly, heating engineers will work on heating systems (new boilers, radiators, hot water cylinders). Heating engineer’s work entails an inherent risk of fire, leak and property damages. As a certified heating engineer, you take all the precautions and follow safety regulations to protect your employees, subcontractors, tools and client properties from potential hazards. In addition, a heating engineer’s insurance insulates your business from financial claims and other heating engineering-related damages. Trident Insurance has been helping heating engineers with the correct public liability insurance cover for over a decade. Knowing you have the proper protection can help keep you going. In addition, heating engineers and contractors need insurance tailored to their risks. We have the customized coverage you need for your business.

Do You Need Heating Engineer Insurance?

The good news is that UK law doesn’t require you to take out public liability insurance as a heating engineer or contractor. Simply put, you need a heating engineer’s insurance to cover your business financially if a claim arises against you and your business.

The work of a gas and heating engineer involves spending time with the public in homes and also on business premises. The heating system uses oil and gas for heat generation with complex pipe fittings and mechanical systems. Improper pipe fitting may cause fuel or heat leaks, and leaking fuel lines introduce combustible liquids or gases into a residential space. Together it is a recipe for explosion. In addition, broken heat exchangers can exhaust carbon monoxide, another danger.

Heating engineers also have to deal with situations where the heating system doesn’t cause a problem, but people and property can still get hurt. For example, clients can trip over extension cords, or your subcontractor can accidentally dent a client’s car while unloading or moving the equipment from your company van or the workplace.

Claims of bodily injury or property damage and the steep legal defence and medical costs that come with them will be huge. Therefore, taking heating engineer insurance is not necessary, but wise to consider it.

The Benefit of Heating Engineer's Insurance

Trident heating engineer’s insurance protects heating engineers and contractors from liability of different claims. The Trident insurance policy covers many risks associated with the installation of heating systems like boilers, radiators, pipework, maintenance of heating systems, hot water cylinders, heating controls and thermostats. We know the right questions to ask to ensure you get adequate protection. As a result, the final insurance coverage will be unique and precisely tailored to your business. Moreover, you don’t pay for the coverage you don’t require.

Public Liability Coverage For Heating Engineers

Heating engineers frequently contact the public, including clients, visitors and fellow sub-contractors. As a result, claims may arise from any one of these individuals. For example, a claim can be that they had suffered bodily harm or damage to their property from your work, and your business activities may be responsible. Public Liability cover will protect you financially in these cases. Many insurance options would benefit your heating engineer business, and general liability is one of the most significant.

Contract Work Coverage

Heating engineers working on building sites are susceptible to risks. There are risks from electrical storms to vandalism. Contract Works insurance will cover the cost of your time and new fittings, equipment, and materials.

Employers Liability Coverage

Employers Liability Cover is a legal requirement if you employ staff – including anyone working for you, on a part-time or casual basis. Heating engineers insurance from Trident will protect you from legal defence and payout costs if an employee claims your business activities have caused damage to their person or property.

Machine and Tools Coverage

Heating Engineers depend highly on tools and equipment to do a job within the contracted time. You could lose significant income and pay for replacements if your devices were lost or stolen. Tools Cover perfectly complements any electrical contractor insurance plan by paying for lost, damaged or stolen equipment.

Insurance Cover For Heating Engineers

Why Choose Trident Heating Engineers Insurance

At Trident, we understand that the work of a heating engineer can involve both domestic customers and commercial clients, so our insurance considers this. Our in-depth industry knowledge enables us to build a competitively priced heating engineer insurance policy covering all aspects of the heating job. In addition, if an insurance claim is required, our bespoke heating engineer’s insurance policy ensures your business suffers as little disruption as possible.

Our Process

We like to keep our process simple and straightforward. Take a look below at how we get your insurance policy into play.