Trident Insurance

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Commercial Property
Landlord Insurance

The Perfect Commercial Property Landlord Insurance

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Essential Commercial Landlord Insurance Cover

As a commercial landlord, whether you own just one property or a large portfolio, your insurance needs can be quite complex. At Trident Business Insurance we work with you to find the perfect commercial property landlord insurance to suit your needs.

Our cover can include optional separate policies for Landlords Legal Protection and Landlords Rent Guarantee if required. From shops, offices and flats to warehouses and industrial units, we can arrange the cover commercial landlords need.

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What is Landlord's insurance?

Landlord’s insurance, sometimes called buy-to-let insurance, is a specialised form of insurance designed to protect landlords who rent out their properties. It typically covers risks such as property damage, loss of rental income, and liability claims from tenants or third parties. This insurance is essential for landlords to safeguard their investment and mitigate financial risks associated with renting out property. It provides peace of mind by offering financial protection against a range of potential issues that may arise during the course of renting out a property.

Trident Insurance Brokers specialises in helping landlords find tailored insurance policies to suit their individual needs. With their expertise and wide range of options, they can assess your requirements and recommend the most suitable coverage, ensuring that you have the right protection in place for your rental property. Their personalised approach ensures that you receive comprehensive coverage that aligns with your specific circumstances, providing reassurance and peace of mind as a landlord.

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What do we cover?

Having buildings cover means that if your property is damaged by fire or flood, the rebuilding cost is covered. This is recommended but it is your responsibility as a landlord to take out this level of cover for your property.

If the income from rent is vital to your financial stability then you should take out loss of rent cover. With loss of rent cover, you will receive compensation if an insured event damages your property such that it becomes uninhabitable, a flood for example. Usually, you can choose to be covered for periods up to 12, 24 or 36 months at a time. It is important to select to be covered for a suitable amount of time otherwise you could stop being compensated before your property becomes habitable again. Taking out buildings cover only and not loss of rent cover could be a great risk, especially if your property is mortgaged or you need the rent to keep a stable income.

Just as if you were insuring your own home, you should make sure that the contents of your property are covered against damage, loss and theft. If you specify the value of contents that needs to be covered to us, we can make sure that you are sufficiently insured.

Property owner’s liability cover ensures that you are protected in the event that a third party person is injured on, or has an accident on or linked to your property. Property owner’s liability cover will pay out the compensation, this type of cover is often included in your public liability cover.

Finding landlords insurance that will adequately cover you can be complicated. We, at Trident Insurance will make it easier for you and find you the best landlord’s insurance quote so you do not need to worry.

Our Easy Process

Get in Contact

The first step is to get in contact with us. You can give us a call, select 'Get A Quote', or fill out the contact form to the right.

Schedule Meeting

Once we have received your enquiry, a member of our team will help you into being connected to the right department.

Assign an Agent

We assign you with a designated account manager who will be your point of contact should you need to contact them.

Start Your Policy

Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).

Frequently Asked Questions

This insurance typically covers buildings, contents, liability, loss of rent, and legal expenses. It is designed to protect landlords from various risks associated with renting out commercial properties.

Yes, loss of rent cover compensates landlords if their property becomes uninhabitable due to an insured event, ensuring financial stability during the repair period.

These can be optional separate policies that provide additional protection for legal expenses and guaranteed rental income.

Yes, Trident Insurance offers coverage for landlords with multiple properties, ensuring comprehensive protection across all owned units.

To start a policy, contact Trident Insurance via their website or call them. An account manager will assist you in setting up the policy tailored to your needs.

Get your Commercial Property Landlord's Insurance quote.

Interested in our Commercial Property Landlord’s Insurance? Please fill in the form above and a member of our team will be in touch to provide you with a bespoke quotation.

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Why choose trident?

Decades of Experience

With 70+ years of insurance experience, we have deep insurance knowledge and experience to give you peace of mind.

Thousands already Insured

We proudly support over 10,000 people with insurance ensuring they don’t have to worry for a second of their life

Locally Stationed

Our staff, all based in the UK, receive full training and have their performance and knowledge assessed monthly to meet our highest standards. We only work with FCA or specific industry registered companies.

Ready to start your coverage?