Trident Insurance

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Fleet Insurance Dover

How Fleet Insurance Can Save Your Business Time and Money in Dover

Fleet insurance can be a game-changer for any business operating in or around Dover. Not only can it save you valuable time, but it can also help you save money in the long run. With fleet insurance, you can cover all your vehicles under one policy, so you won’t have to worry about managing multiple policies and renewals. It can free up valuable time and resources for your business, allowing you to focus on other essential tasks. Additionally, fleet insurance can often be more cost effective than individual policies, which can help you save money on your insurance premiums. If you want to streamline your insurance coverage and save money, fleet insurance is worth considering.

Dover is a town located in the southeast of England, in the county of Kent. Situated on the English Channel, the port of Dover is one of the busiest in the country, handling millions of passengers and goods every year. The town’s economy is heavily influenced by its port and related industries, with businesses that need fleet insurance playing a crucial role.

Several insurance companies offer fleet insurance in Dover, providing businesses with a range of options to choose from. Some major insurance companies offer fleet insurance in Dover, and Trident Insurance is one of them. Each of these companies has unique offerings and pricing structures, and businesses need to compare different policies before choosing one.

Businesses need to compare different policies before choosing a fleet insurance provider. Various insurance companies offer varying coverage levels, with additional terms and conditions, exclusions, and excesses. By comparing policies, businesses can ensure they select the one that best meets their needs and provides them with the necessary level of protection.


Type of Fleet Insurance You Can Buy in Dover

If you are a business owner operating a fleet of vehicles in Dover, you must ensure adequate insurance coverage. Various types of fleet insurance policies are available, and it’s essential to understand them to choose the right one for your specific needs.

  1. The most basic coverage is third-party only, which protects third-party damage or injury caused by your vehicles. However, it does not cover damage to your vehicles or drivers. You may opt for third-party, fire and theft policies for more comprehensive coverage. These policies cover third-party damage or injury and any damage caused by fire or theft.
  2. A comprehensive policy is the way to go if you’re looking for maximum protection. This policy covers everything, including damage to your cars and drivers. Named driver policies cover specific individuals, while any policies cover anyone with a valid driving license under certain restrictions.
  3. Specialized policies such as haulage, courier, taxi, and public transport are designed for particular types of businesses. These policies are tailored to cover the specific risks associated with these companies. Also, mixed-use policies cover fleets used for both commercial and personal purposes.

In conclusion, evaluating your business’s needs is essential as choosing the right policy to safeguard your fleet adequately. With the right insurance policy, you can have peace of mind and focus on running your business without worrying about the risks of operating a fleet of vehicles.

How to Save Money While Buying Fleet Insurance Policy

Protecting your fleet with insurance is essential as a business owner, but it can be a significant expense. Luckily, there are ways to save money while protecting your vehicles. Here are some tips to help you reduce your fleet insurance costs:

  1. Firstly, shopping around and comparing quotes from different providers is vital before selecting an insurance company. It will enable you to find the best deal available in the market. When comparing quotes, consider the coverage level, the excess amount, and any extras included in the policy.
  2. Secondly, you can opt for a higher excess if you can afford it, which can lower your premiums. However, it’s worth noting that you’ll have to pay more out of pocket if you need to make a claim. Therefore, balancing the excess you can afford and the amount of risk you’re willing to take is essential.
  3. If feasible, consider paying for your policy annually instead of monthly. It can often result in cheaper premiums, as monthly payments are usually subject to additional fees. Additionally, installing telematics devices in your vehicles can help you track your drivers’ behaviour and improve their driving habits, leading to lower premiums. Telematics devices can provide valuable data on factors such as driving speed, acceleration, and braking, which insurers use to assess risk.
  4. Limiting the number of drivers on your policy can be another way to reduce risk and lower your premiums. The more drivers you have on your policy, the higher the risk of an accident. When selecting a policy, ensure it has the add-ons you need, such as a breakdown cover or windscreen repair, to avoid paying for them separately.
  5. Improving the security of your vehicles can also reduce the risk of theft or damage, which can lower your premiums. Investing in security features such as alarms, immobilizers, or GPS tracking can protect against theft and help you save on insurance costs.
  6. Lastly, consider opting for a higher voluntary excess, which can help lower your premiums. However, ensuring you can afford the extra is crucial if you need to make a claim. Consider the level of risk associated with your fleet and the likelihood of claiming to select a higher excess amount.

As a business owner, you can save money on fleet insurance in several ways while still ensuring your vehicles are adequately protected. By proactively reducing risk, such as shopping around for quotes, improving driver behaviour, and investing in security features, you can lower your premiums without compromising coverage.

Get Affordable Trident Fleet Insurance Policy

If you are a business owner who manages a fleet of vehicles, it’s crucial to consider the benefits of the Trident Fleet Insurance Policy. This policy is a wise choice because it allows you to insure your entire fleet under a single policy, saving you a considerable amount of money compared to individual policies for each vehicle.
Moreover, the Trident Fleet Insurance Policy offers customized coverage options to meet your business needs. These options include third-party liability, collision, and comprehensive coverage. You can add supplementary coverage such as roadside assistance, medical expenses, and rental reimbursement.

With over a decade of experience in the insurance industry, Trident Insurance is a reputable and well-established provider that can help you identify potential coverage gaps and recommend the best approach for your business. They have a proven track record of paying claims quickly and providing excellent value for fleet insurance coverage. That’s why we are the top choice for Dover businesses requiring comprehensive and reliable coverage for their vehicle fleets.

Our Process

We like to keep our process simple and straightforward. Take a look below at how we get your insurance policy into play. 

Get In Contact

The first step is to get in contact with us. You can give us a call, or fill our the contact form at the bottom of this page

Schedule Meeting

Once we have received your enquiry, a member of our team will help you into being connected to the right department.

Assign an Agent

We assign you with a designated account manager who will be your point of contact should you need to contact them.

Start your Policy

Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).

    Get your Fleet Insurance Quote.

    Interested in our fleet insurance? Please fill in the form below and a member of our team will be in touch to provide you with a bespoke quotation.
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    Fleet Insurance Quotes, Made To Measure For Your Business.

    We’ve provided Fleet Insurance cover for over 24 years. Our experienced insurance negotiators will work with you to build an insurance plan, specifically tailored to your requirements and budget. As independent brokers we can search all insurers to deliver the most competitive fleet insurance package.