Trident Insurance

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Fleet Insurance Kent

COMPETITIVE FLEET INSURANCE IN KENT

Thinking of insuring your commercial fleet in Kent? It may seem like a no-brainer getting fleet insurance in Kent , but a lot goes into obtaining and managing commercial fleet insurance. Kent, a county in South East England is the fifth most populous county in England, the most populous non-Metropolitan county and the most populous of the home counties. Kent is known as “The Garden of England for its relative abundance of fruit-growing and hop gardens. Kent’s major industries are agriculture, haulage, logistics and tourism; its proximity to London has given rise to businesses that operate a large fleet of commercial vehicles. Like any other place, Kent businesses that own and manage a fleet of vehicles have to shoulder great responsibility of managing drivers and maintenance, fleet managers must also keep the safety and protection of their assets front of mind. To mitigate any risks surrounding a commercial fleet, it’s important to have fleet insurance.

Over the years Trident Insurance has developed bespoke insurance policies that perfectly fits into the business requirement of commercial fleet operation. At Trident Insurance we can provide a range of insurance policies from car insurance through to large business cover. Our UK Based team are fully trained to high standards of performance and knowledge across all areas of insurance. Get help on finding your perfect policy today.

WE ARE FLEET INSURANCE SPECIALISTS

How To Get Right Fleet Insurance In Kent

Fleet insurance makes it easy for organizations to insure all of their assets under a single policy. It is less expensive than holding individual policies for each vehicle, in addition fleet insurance also caters to the specific needs of businesses. Finding the best price for your fleet insurance policy can be a challenge. Trident Insurance can assist you to find one that matches with your business. Maintaining a fleet of commercial vehicles always carries risk and therefore cost – especially when it comes to fleet Insurance. Getting right fleet insurance highly depends on understanding how the policy is going to cover vehicles and how much premium you are going to pay.

Who Needs Fleet Insurance

Businesses that lease or own more than one vehicle that is used commercially can get insurance coverage for their vehicles with fleet insurance. Fleet insurance will typically be cheaper than insuring each vehicle separately. Which also means you have less paperwork to manage and you will have peace of mind that all your vehicles have the appropriate cover. If you have multiple or mixed vehicles, young or convicted drivers and need breakdown assistance we understand, building the perfect insurance plan may look complex.

Types of Fleet Insurance

You can find three main types of fleet insurance policies in the market.

Third Party Only – It only provides a minimum legal level of cover for a fleet of cars and arguably the cheapest option. Insurance coverage includes for damage to the other party’s vehicle, or loss or damage to a third party. However, it doesn’t provide cover for your or the driver of your vehicles.

Third Party, Fire & Theft – This policy covers you for theft of your vehicles or fire damage including the third party cover mentioned in above policy.

Fully comprehensive – It covers everything from the first two policies and also includes any accidental damage to your vehicles. However, this is the most expensive type of fleet insurance you can get.

Type of Business Activity Covered By Feet Insurance

Deciding what kind of vehicle insurance and what level of cover you need can be complicated. You can get fleet insurance cover for a variety of business activities arising from the use of vehicles, including haulage, private hire, couriers and other business transportation purposes. Some fleet insurance policies may keep your team under a single umbrella, giving coverage to any employee operating any of your vehicles. Other policies require you to list each employee authorized to operate your vehicles; therefore, it is critical to keep track of who is on your policy and notify your insurance company of any new hires or staff changes.

Type of Vehicles Covered by Fleet Insurance

Almost any type of vehicle can be insured under fleet insurance. If your business owns or leases busses, coaches, cars, vans, trucks, scooters, motorbikes, agricultural vehicles and tippers are just some of the vehicles that can be covered. Please note any classic cars or super cars are not insurable under fleet insurance.It may require a specialist type of Fleet Insurance policy. These types of cars are generally quite high in value and can be costly to repair due to the difficulty of finding original parts. Using a specialist business car insurance broker like Trident Insurance is a good idea if you need to insure a fleet of super or classic vehicles.

Fleet Insurance Cost and How to Lower Premium

Among other factors, the cost of fleet insurance mainly depends on the type of business you run, number of vehicles you have, the individual history of your drivers, the number of named drivers, and how well your current policy has performed over a number of years.

Cost of fleet insurance can be lowered by choosing a specialist insurance broker. Specialist insurance brokers like Trident Insurance have a range of policies to suit different requirements, so you can get sufficient insurance cover that is a perfect fit for your needs and won’t result in you paying any extra.

Let Trident Insurance build a single competitive fleet insurance policy for your business in Kent, making administration a breeze for you.

  • Fleet sizes from 2+ Vehicles
  • Couriers & Hauliers
  • Easy Administration
  • Mixed Cover for all types of Vehicles
  • Breakdown cover options on vehicles up to 7.5 tonnes
  • Mixed Cover for all types of Vehicles
  • Single Renewal Date
  • Additional vehicles can be added during the year of the policy
  • No mileage restriction
  • No claims bonus discounts available
  • New Ventures and Start-ups
  • Younger & Convicted drivers
  • Affordable monthly payment

Your battle for acquiring fleet insurance does not end with selecting one insurance policy. Once your fleet is insured, it’s important to regularly manage and evaluate your policy. Trident Insurance has been providing fleet insurance cover for over 24 years. Our experienced insurance negotiators will work with you to build an insurance plan, specifically tailored to your business fleet requirements and budget. As independent brokers we can search all insurers to deliver the most competitive fleet insurance package.

We, at Trident Business Insurance will make it easier for you and find you the best fleet insurance quote so you don’t need to worry. If you are doing business in Kent and adjacent areas, Trident Insurance can deliver a tailored insurance policy based on your budget and business needs.

Our Process

We like to keep our process simple and straightforward. Take a look below at how we get your insurance policy into play. 

Get In Contact

The first step is to get in contact with us. You can give us a call, or fill our the contact form at the bottom of this page

Schedule Meeting

Once we have received your enquiry, a member of our team will help you into being connected to the right department.

Assign an Agent

We assign you with a designated account manager who will be your point of contact should you need to contact them.

Start your Policy

Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).

    Get your Fleet Insurance Quote.

    Interested in our fleet insurance? Please fill in the form below and a member of our team will be in touch to provide you with a bespoke quotation.
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    Contact Us

    Fleet Insurance Quotes, Made To Measure For Your Business.

    We’ve provided Fleet Insurance cover for over 24 years. Our experienced insurance negotiators will work with you to build an insurance plan, specifically tailored to your requirements and budget. As independent brokers we can search all insurers to deliver the most competitive fleet insurance package.