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What Factors Affect Your Fleet Insurance Premiums?

What Factors Affect Your Fleet Insurance Premiums?

Your fleet insurance premiums hinge on several components. Vehicle types and their condition, your team’s driving records, fleet size, operating location, and established security measures can all alter premium costs. A history of insurance claims also impacts your premiums. Typically, older vehicles, larger fleets, high-risk areas, more claims, and risky driver records can inflate premiums. […]

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Does a Rental Car Have Liability Insurance?

Does a Rental Car Have Liability Insurance?

Yes, a rental car typically has liability insurance included in your rental agreement. This insurance protects you financially if you’re involved in an accident, covering damages to vehicles, property, and medical expenses. However, it’s crucial to check the coverage limits to guarantee they meet legal requirements. Additionally, consider your personal auto insurance policy or specific

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Why Is Motor Trade Insurance Essential for Auto Dealers and Repair Shops?

Why Is Motor Trade Insurance Essential for Auto Dealers and Repair Shops?

Motor Trade Insurance is essential for your auto dealership or repair shop, offering indispensable financial protection. It safeguards you from unforeseen damages, legal complications, and liability claims. Customizable to your specific business needs, it assists in securing valuable assets and providing worker’s compensation for injuries. It’s not merely an expense, but an investment for business

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Is Putting the Wrong Fuel in a Car Covered by Insurance?

Is Wrong Fuel in a Car Covered by Insurance?

If you’ve accidentally put the wrong fuel in your car, whether it’s covered by insurance depends on the specifics of your policy. All-encompassing coverage typically protects against such mishaps, as it includes non-collision incidents. However, it’s important to check if misfueling is explicitly covered under your policy since coverage can vary widely between insurers. Don’t

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How Can I Get Car Insurance for More Than One Car?

How Can I Get Car Insurance for More Than One Car?

To discover car insurance for more than one car, consider a multi-car policy. This approach not only simplifies your insurance management by bundling multiple vehicles under one policy but also offers you discounts for each additional vehicle insured. Start by evaluating the types and ages of your vehicles. Research insurers that specialise in multi-car policies,

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Combined Motor Trade Insurance: What Is It and Should You Consider It?

Combined Motor Trade Insurance: What Is It & Should You Consider?

Combined Motor Trade Insurance is a flexible policy offering all-encompassing coverage for your motor trade business. It helps to mitigate industry-specific risks and provides a financial safety net for claims or property damage. Tailored to your business needs, it assists in managing risks effectively. However, it can be costly, especially for small businesses, and may

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Will Insurance Cover a Cracked Windshield?

Will Insurance Cover a Cracked Windshield?

Your insurance may cover your cracked windshield under all-encompassing coverage, focusing on damage not caused by collisions. However, coverage depends on your policy’s specifics, including deductibles and the cause of the damage. All-inclusive plans typically handle windshield damage, but check your policy for glass damage clauses. Consider repair costs versus your deductible before filing a

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What Does Insurance Cover for Windshield Scratches?

What Does Insurance Cover for Windshield Scratches?

Your auto insurance policy might cover windshield scratches, but you’ve got to check the specifics. All-encompassing coverage usually handles non-collision incidents like these, minus the deductible, if applicable. However, the extent of coverage, including deductibles and exclusions, varies widely. Some policies offer full repair coverage with no out-of-pocket cost for you, distinguishing between repair and

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What Is Commercial Vehicle Insurance?

What Is Commercial Vehicle Insurance?

Commercial vehicle insurance is your business’s safeguard on the road. It’s crucial for covering vehicles you use for business, protecting against damages, liabilities, and ensuring you meet legal requirements. Unlike personal auto policies designed for everyday driving, commercial insurance caters to business operations. It offers higher liability limits, covers employees driving the vehicle, and can

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